Privacy Policy

Smart Algo STS prioritizes user privacy through architectural design:

• Local Browser Compute: All debt optimization algorithms, amortization calculators, and mathematical simulations execute 100% locally within your client browser.
• Zero Financial Data Storage: Inputted balances, interest rates, salary figures, and monthly debt schedules are never transmitted to, logged on, or saved to our external servers.

We collect non-personally identifiable diagnostic information to maintain platform performance and security:

• Usage Data: Standard web parameters including browser type, operating system version, page view durations, and referral pathways.
• Cookies & Local Storage: Used exclusively to store local application settings, theme preferences, and functional session security tokens.

Smart Algo STS displays programmatic advertising provided by Google AdSense and partner ad networks:

• Ad Serving Cookies: Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other internet locations.
• Personalized Advertising: Users may manage or opt out of personalized advertising preferences by visiting Google Ad Settings or www.aboutads.info.

• General Data Protection Regulation (GDPR): Users retain rights to inspect, update, or request deletion of any collected diagnostic usage data.
• California Privacy Rights: Smart Algo STS does not sell, trade, or monetize personal user data to third parties.

For privacy inquiries or technical questions regarding data handling:

Email: info@smartalgosts.com

Website: www.smartalgosts.com